I just wanted to respond to this ONE point: you're right that a decent filter won't grenade your engine by starving it of oil, but that's because decent filters include a pressure-operated bypass path. So at a high enough pressure difference across the filter (due to filter media clogging or a filter that's too-restrictive in the first place, for example), your oil starts bypassing the filter altogether and you effectively don't have one.• It is possible that higher filtration efficiency can result in potential oil flow restriction...but aftermarket automotive oil filters are manufactured to meet or exceed the OE oil filters performance including oil flow & filtration efficiency. I'm pretty sure that respectable manufacturers are required to perform testing to ensure that their products aren't grenading vehicles as that would be determental to their customers & their company.
I'm not disputing your point, but be careful about getting too far outside of specs on this.
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