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Insurance Cost Comparison

DaMike13

TRD Pro
Member
First Name
Miguel
Joined
Aug 14, 2025
Threads
1
Messages
24
Reaction score
12
Location
Beaverton, Oregon
Vehicle(s)
2018 WRX STI
My premium went up by $485 with progressive. Not too bad tbh and that’s in Oregon.
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Aeropooch

TRD Sport Premium
Member
First Name
Tyrone
Joined
Aug 30, 2025
Threads
0
Messages
13
Reaction score
7
Location
california
Vehicle(s)
2025 trd sport premium
I’m leasing at 15000 miles a year - pay $1492 a year for USAA insurance; TRD Sport premium
 

Nodak

Platinum
Well-known member
First Name
JR
Joined
Jan 22, 2025
Threads
12
Messages
954
Reaction score
566
Location
ND
Vehicle(s)
2025 4R Plat Heritage Blue , 2023 Tundra Plat Midnight Blue no-HV
update...

i pay $370 every 6 months on a 2014 4Runner Limited.

for the same coverage as i have now, it now jumps to $590 every 6 months for my incoming platinum
 

Ahmad310

Platinum
Well-known member
First Name
Ahmad
Joined
Jan 22, 2025
Threads
3
Messages
51
Reaction score
17
Location
Cincinnati, OH
Vehicle(s)
2014 4Runner Limited/2025 4Runner Platinum on order
update...

i pay $370 every 6 months on a 2014 4Runner Limited.

for the same coverage as i have now, it now jumps to $590 every 6 months for my incoming platinum
Great rates! Who are you going through?
 

Nodak

Platinum
Well-known member
First Name
JR
Joined
Jan 22, 2025
Threads
12
Messages
954
Reaction score
566
Location
ND
Vehicle(s)
2025 4R Plat Heritage Blue , 2023 Tundra Plat Midnight Blue no-HV
Great rates! Who are you going through?
i go thru state farm, but i am outlier.

right now i am grandfathered into a $100/100 deductibles for collision and comp. state farm no longer offer those. i think now its 250 or 500 minimum deductibles (for me the cost between 100 and 250/500 is like $7 every 6 months, not really worth the hassle)

also have guaranteed renewal policy since i rarely have claims

plus i have house, and multiple life insurance policies.

so i get a pretty big multi line discount across the board.

plus i only do about 7500 miles/yrs or less (but too many trips from ND to GA kill my yearly average), almost 60, small state overall population
 

jspec_rnr

TRD Off-Road Premium
Member
First Name
Jeff
Joined
Aug 8, 2025
Threads
0
Messages
9
Reaction score
8
Location
Alabama
Vehicle(s)
2022 4Runner TRD Pro
I'm with State Farm, went from at 22' TRD Pro to 25' TRD ORP (Gas). Mine went up $98/month to $123/month. For some reason, I thought it would be cheaper with all these new safety features these newer models have.
 

zgreen

TRD Pro
Well-known member
First Name
Zach
Joined
Feb 6, 2025
Threads
8
Messages
446
Reaction score
380
Location
Montana
Vehicle(s)
2018 Jeep Grand Cherokee High Altitude
TRDPro on Montana, with Progressive and 50 years old. $500 deductibles and it's $368 for 6 months. I have no idea why it's so low...
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