This is less than helpful but I could be remembering my Tacoma I had before. One if not both of them once I got the fishing line under the overlay popped off and it was chrome.
I got a similar quote from my dealer I think like $1700 for 10yr. I told them I would hold off until closer to the 3yr mark and decide then. They said the cost could change, I said I'll still wait and in a snap said he could to it for $750 so I took that deal.